High-Dollar Declines

High-Dollar Declines

There are a number of reasons your customer’s card is declined. Maybe they don’t have the funds available. Perhaps you keyed in the card number wrong. It’s possible that the AVS (address verification service) failed because the billing address entered is incorrect and your gateway is setup to decline such transactions. There are a host…

The Unlucky Clover

The Unlucky Clover

First off let me say that this is not a knock on the POS itself, its manufacturers, or anyone who uses it.  However, it is most certainly an indictment of the ISO’s (independent sales organizations) and MSP’s (merchant services providers) who push business owners to lease this product. In the payment processing world, Clovers are…